•  Is there a particular financial goal you want to achieve or do you just want to become more organised?
• Are you struggling to make ends meet and constantly worrying about money?
• Are you scratching your head wondering why you can’t seem to save?

 At Advantage One not only do we specialize in Investments, Superannuation and Insurance, but we also have access to a specialist cash-flow monitoring and budgeting system called Prospera - we call it "Your Prosperity Advantage" Plan

 Your Prosperity Advantage gives you the information you need to take control of your finances.
 

 Step 1:  Where are you now? What will your finances look like if you do nothing other than what you are currently doing?

Our initial analysis will show you where you are on your financial journey.

 Step 2:  Where could you with the right strategy? We will show you the improvements you might make to improve your outcomes and;

We will take into account your lifestyle spending, short term goals like holidays and long term goals such as repaying your mortgage and income in retirement.

 Step 3:  What path do you want to take? After all, it’s your money.

What changes are you prepared to make to maximize the probability of reaching your goals?

 Step 4:  How will you stay on track? No plan can succeed unless you stick to it. Talk to us about our ongoing monitoring service that lets you see your progress to plan on a monthly basis, with a ‘Personal Accountability Check’.

 Why is Your Prosperity Advantage approach different?

By using the software, we are able to develop a strategy to achieve your goals and then provide ongoing support. This allows you to monitor your actual spending against what you said you would spend, ensuring you stay on the right track to reach your lifestyle and retirement goals.

 Benefits of using the System 

1. You get a clear picture of your current finances and a comparison of your current plan with a proposed plan.
2. We show you the impact of various possible strategies so you can choose the best for you.
3. We factor in your lifestyle needs and goals and show you what is affordable, and when.
4. You remain in control of your spending, but we hold you accountable to your plan.
5. We help you improve your net position (looking at assets, liabilities, income and expenses), as well as advising you on investments.
6. We incorporate debt reduction for your home mortgage as an integral part of our advice.
7. We only recommend taking as much investment risk as is needed to achieve your goals.
8. We break your plan into simple, measurable steps for you to follow on a monthly basis.
9. We monitor your progress and act as a financial coach to ensure the success of your plan.
10. Your Prosperity Advantage is offered on a fee for service basis.

If you would like to discuss how Your Prosperity Advantage can work for you contact us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

 Andrew Venning – Director